Terms & Conditions

Website Terms & Conditions

Please read these Terms & Conditions carefully before using this website.

Agreement to Be Bound

This website is provided by SG Hiscock & Company Limited (“SGH”) trading as SGHiscock Investment Management and is made available for information and enquiry purposes only.

By accessing, browsing, or using this website, or by downloading any materials from it, you agree to be bound by these Terms & Conditions. If you do not agree, you must not use the website or download any materials.

Disclaimer

SGH does not warrant the accuracy, completeness, or reliability of any information, advice, opinions, statements, or materials made available on this website.

You acknowledge that:

• Any reliance on information on this website is at your own risk
• SGH may correct errors or omissions at any time
• SGH may change content, products, services, pricing, or features without notice

This website, all links, information, materials, and any software made available are provided “as is”, without any express or implied warranties.

SGH may hold positions in companies referenced on this website or in related Product Disclosure Statements (PDSs). Information provided is general in nature and does not constitute a securities recommendation.

While information has been prepared with reasonable care, SGH accepts no responsibility or liability for errors or omissions.

Performance results shown:

• Are presented after management, performance, and custodial fees
• Exclude trading costs
• Are subject to disclosure in the relevant PDS, available on request
• Independent Professional Advice

Information on this website is general information only and does not take into account your personal objectives, financial situation, or needs.

Before making any investment or financial decision, SGH recommends that you seek independent professional advice regarding the suitability of any product or service for your circumstances.

Copyright & Intellectual Property

All materials on this website are copyrighted and remain the property of SGH.

You may:

• Download materials for personal, non-commercial use only

You must not:

• Alter, reproduce, distribute, publish, or use materials for any public or commercial purpose
• Transfer materials to any third party

You must retain all copyright and proprietary notices. Except as expressly stated, SGH grants no licence or intellectual property rights, whether express or implied.

Limitation of Liability

To the maximum extent permitted by law, SGH and its related entities are not liable for any loss or damage (including loss of profits, business interruption, or data loss) arising from:

• Your use or inability to use this website
• Your reliance on information contained on the website
• Any linked third-party websites
• Changes to These Terms
• SGH may change, modify, add to, or remove these Terms & Conditions at any time.
• Changes take effect when posted on this website
• Continued use of the website constitutes acceptance of the updated terms

SGH may also suspend, restrict, or discontinue any part of the website at any time without notice or liability.

Third-Party Websites

• This website may contain links to third-party websites for convenience only.

SGH:

• Does not control or endorse third-party sites
• Accepts no responsibility for their content or security
• You access third-party websites at your own risk and are responsible for protecting your systems from viruses or other harmful components.

Governing Law & Jurisdiction

This website is administered from Melbourne, Victoria, Australia.

These Terms & Conditions are governed by the laws of the State of Victoria. You agree to submit to the exclusive jurisdiction of Victorian courts.

Accessing this website from jurisdictions where its content is unlawful is prohibited.

Entire Agreement & Severability

These Terms & Conditions constitute the entire agreement between you and SGH regarding your use of the website.

If any provision is found to be unenforceable, it will be enforced to the maximum extent permitted by law, and the remaining provisions will continue in full force and effect.

Any legal action relating to website use must be commenced within the applicable statutory limitation period.