Terms & conditions

Issued by: SG Hiscock & Company Ltd (ABN: 51 097 263 628)
Australian Financial Services Licence No: 240679

Terms & conditions for the website

Please read and make sure you understand these terms before using this Website.

Agree to be Bound

This Website is provided by SG Hiscock & Company Limited (“SGH”), and may be used for information and enquiry purposes only. Your use of this Website or use of materials from the Website signifies your acceptance of and agreement to the terms and conditions of this notice. If you do not agree to be bound by these terms and conditions please do not download materials or use the Website.


SGH does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the Website. You acknowledge that any reliance on any such opinion, advice, statement, memorandum or information shall be at your own risk. SGH reserves the right to correct any errors or omissions in any portion of the Website. SGH may make any other changes to the Website, the materials and the products, programs, services or prices (if any) described in the Website at any time without notice. This Website, the links, the information and materials on the Website, and the software made available on the Website, are provided “as is” without any representation or warranty, express or implied, of any kind. SGH may hold positions in companies mentioned in this Website and in the respective Product Disclosure Statements. This is general information and is not intended to constitute a securities recommendation. SGH is not licensed to give advice and does not warrant or make representations about the future performance of any company mentioned. While the information contained has been prepared with all reasonable care, SGH accepts no responsibility or liability for any errors or omissions however caused. Performance results are presented after all management, performance and custodial fees but after all trading costs. All fees are disclosed in the respective Product Disclosure Statements and are available upon request.

Independent Advice

The information in the Website is of a general nature only. It does not take into account your personal objectives, financial situation or needs. Before making any decisions involving financial products or services SGH recommends that you seek independent professional advice as to the suitability of the products or services to your particular financial circumstances.


Copyright on all materials belongs to SGH and does not pass to you when you download it. You must retain any copyright or other proprietary notices contained in any of the materials you download from this Website. You may not alter the materials in any way or reproduce or otherwise use them for any public or commercial purpose. You must not transfer the materials to any other person. You agree to abide by all additional restrictions displayed on the Website as it may be updated from time to time. This Website is copyrighted and protected by copyright laws. You agree to comply with all copyright laws in your use of this Website and to prevent any unauthorised copying of the materials. Except as expressly provided herein, SGH does not grant any express or implied intellectual property rights to you.

Limitation of Damages

In no event shall SGH or any of its subsidiaries be liable to any Website user or any other entity for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of the Website or any linked Website.


SGH reserves the right to change, modify, add or remove any portion of these Terms and Conditions in whole or in part, at any time. Changes in these Terms and Conditions will be effective when notice of such change is posted. Your continued use of the Website after any changes to the Terms and Conditions are posted will be considered acceptance of those changes. SGH may terminate, change, suspend or discontinue any aspect of the SGH Website, including the availability of any features of the Website, at any time. SGH may also impose limits on certain features and services or restrict your access to parts or the entire Website without notice or liability.

Third-Party Websites

As a convenience to you, SGH may provide links to Websites operated by other companies or individuals. If you use these Websites, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements.

Jurisdiction of Law

This Website is administered by SGH from its office in Melbourne, Australia. SGH makes no representation that materials on this Website are appropriate or available for use at other locations outside Australia and access to them from territories where their contents are illegal is prohibited. These Terms and Conditions of use shall be governed by the laws of the State of Victoria.

These Terms and Conditions constitute the entire Terms and Conditions between SGH and you with respect to your use of the Website. Any cause of action you may have with respect to your use of the Website must be commenced within the period provided by any applicable statute of limitations. If for any reason a court of competent jurisdiction finds any provision of the Terms and Conditions or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the Terms and Conditions, and the remainder of these Terms and Conditions shall continue in full force and effect.